How Does It Work?
    After you authorize us, we contact your creditors to negotiate a debt settlement – usually we can reduce your problem debt by 40-80%.

How Much Does It Cost?
    We charge no up front money. Our fees are a percentage of the debt amount saved, so you are always in a net savings position. If we can’t help you there is NO fee.

What If I Don’t Like the Settlement?
    All settlements are subject to YOUR approval. You will be informed of the written debt settlement offer from the creditor and given the opportunity to accept or not.

How Does BHR Get Paid?
    Our fees are due upon acceptance of the debt settlement. We charge no up front fees. Our fees are 35% of the total debt amount saved.  Once debt settlement is accepted, we are paid by bank wire.

Who Pays the Wire Fee?
    BHR pays the wire fee (about $12 to $25).

Does BHR Pay the Creditor?
    No, you pay the creditor separately.

How Will This Affect My Credit?
    By reducing your outstanding debt, your overall credit score should improve. Any balances paid off should be reported by your creditors as "paid in full", "zero balance", etc. If no debt settlement is reached, you will be no worse off than before.

How Much Time Do I Have To Pay the Creditor?
    We try and get you as long as possible to pay the creditor.

How Do I Get Started?
    Complete our Debt Relief Now form and we'll contact you shortly to start the process.